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Insurer Rejects Accident Claim Over Hidden Hypertension; Man Receives Rs 9 Lakh Payout
✍️ The Indian Express
🗓 31 Jul 2026, 10:04 AM
👁 25
An insurer denied an accident claim citing hidden hypertension, but the claimant was awarded a Rs 9 lakh payout.
The insurer rejected the accident claim on the basis that the claimant had a pre‑existing condition of hypertension that was not disclosed in the policy application.
Under the terms of the policy, undisclosed medical conditions can lead to a denial of coverage for related claims. The insurer cited this clause as the reason for the denial.
Despite the denial, the claimant received a payout of Rs 9 lakh, a decision that has raised questions about the insurer’s handling of the case.
Under the terms of the policy, undisclosed medical conditions can lead to a denial of coverage for related claims. The insurer cited this clause as the reason for the denial.
Despite the denial, the claimant received a payout of Rs 9 lakh, a decision that has raised questions about the insurer’s handling of the case.