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Health
Himachal Pradesh to Replace Himcare with AI‑Powered Health Insurance in November
✍️ hindustantimes.com
🗓 09 Sep 2026, 03:34 PM
👁 27
The Himachal Pradesh government will discontinue the Himcare scheme in November, introducing an AI‑driven health insurance plan to modernise state health benefits.
The Himachal Pradesh administration announced that the existing Himcare health scheme will be phased out from November. In its place, a new health insurance product powered by artificial intelligence will be launched to provide coverage for residents.
The shift is presented as an effort to modernise the state's health‑care delivery, leveraging AI to streamline claim processing and personalise benefits.
Officials said the AI‑driven model is expected to improve efficiency, reduce administrative costs and expand the range of services available under the new insurance cover.
The transition will be overseen by the state health department, which will ensure that beneficiaries are migrated to the new platform before the Himcare scheme is formally terminated.
Further details on enrolment procedures and the scope of coverage will be released in the coming weeks.
The shift is presented as an effort to modernise the state's health‑care delivery, leveraging AI to streamline claim processing and personalise benefits.
Officials said the AI‑driven model is expected to improve efficiency, reduce administrative costs and expand the range of services available under the new insurance cover.
The transition will be overseen by the state health department, which will ensure that beneficiaries are migrated to the new platform before the Himcare scheme is formally terminated.
Further details on enrolment procedures and the scope of coverage will be released in the coming weeks.