Delhi High Court Dismisses Insurer’s Technical Claim Rejection on Valid Driving Licence

In a recent judgment, the Delhi High Court rebuked an insurer for rejecting a claim on the basis that the claimant’s driving licence was not a smart card. The court held that the licence remains valid under the Motor Vehicles Act, and the insurer’s technical objection was unfounded. The decision underscores the importance of adhering to statutory provisions rather than relying on technological upgrades. Insurers are reminded to honour legitimate claims irrespective of the format of the licence presented. The ruling is expected to set a precedent for similar disputes across the country.